Demo rates below are indicative and for website-testing purposes only. Actual eligibility and rates would depend on credit assessment.
| Loan Scheme | Interest Rate (p.a.) | Max Tenure |
|---|---|---|
| Housing Loan | 8.75% onwards | 20 years |
| Gold Loan | 8.00% onwards | 3 years |
| Personal Loan | 11.50% onwards | 5 years |
| Vehicle Loan | 9.25% onwards | 7 years |
| Agricultural Loan | 7.00% onwards | Seasonal / 5 years |
| SHG / JLG Loan | 7.50% onwards | 3 years |
Housing Loan
For construction, purchase, or renovation of a home. Loan up to 80% of property value, with repayment up to 20 years.
Gold Loan
Quick loans against gold ornaments, disbursed the same day at any branch, with minimal documentation.
Agricultural Loan
Crop loans, Kisan Credit Card facility, and term loans for irrigation, farm equipment, and dairy/poultry units, at concessional rates for our farmer-members.
Self-Help Group (SHG) / JLG Loans
Group-lending support for women’s self-help groups and joint liability groups engaged in micro-enterprises, in partnership with Kudumbashree units across the state.
Personal & Vehicle Loans
Salaried and self-employed members can avail personal loans up to ₹5,00,000 and two-wheeler/four-wheeler loans up to ₹15,00,000, subject to income and repayment assessment.
How to Apply
Loan application forms are available at every branch. Please carry KYC documents, income proof, and (for secured loans) title documents or gold ornaments as applicable.