The Strength of Trust,
A Partner in Your Growth
With financial security and social commitment as its foundation, Thondiyil Service Co-operative Bank has been the trusted financial partner of this hill country since 1952.
Head Office · Thondiyil
Board of Directors · Head Office
Board and staff of the bank
A co-operative bank, owned by this community
Trust · Security · Transparency · Social commitment — these are the foundation of everything we do.
Deposit Schemes
Savings Bank, Fixed Deposit, Recurring Deposit, the Daily Deposit Scheme and the Group Deposit & Credit Scheme (GDCS).
View schemesLoan Schemes
Gold, personal, agricultural, consumer, self‑employment, business, loans against property, and cash credit or overdraft.
View schemesDigital Banking
Mobile banking, RTGS / NEFT / IMPS fund transfer, SMS service and digital payment facilities.
Learn moreBuilt for how this district earns
Rubber and pepper smallholdings, small trade, self-employment and the household gold that backs a harvest — the schemes below are shaped around them.
Your gold stays yours.
The money comes today.
Quick appraisal and same-day disbursal against household gold, locked in the branch safe under 24×7 CCTV until you redeem it.
Rate: —% p.a. onwards
Credit that waits
for the tapping season.
Working capital for rubber, pepper and mixed smallholdings, assessed by people who know what a slow season on the hill looks like.
Rate: —% p.a. onwards
A roof of your own,
tile by tile.
Finance to build, extend or complete a family home — with repayment terms set locally and a decision you can walk in and ask about.
Rate: —% p.a. onwards
Save as a group.
Borrow as a group.
The Group Deposit & Credit Scheme lets neighbours and self-help groups build a common deposit and draw credit against it, together.
Rate: —% p.a.
Deposit interest rates
Full tables on Deposit Schemes and Loan Schemes.
Services that stand with the community
Our bank gives weight not only to financial services but to the all-round development of the community it belongs to.
ATM & CDM
Withdraw or pay in cash at the Head Office counter.
A/C Auditorium
For the public, at low cost.
Garden Fresh
Mini super market & food processing centre.
Thanal Palliative Care
Plus an ICU ambulance service.
A bank of its members, for its members
Trustworthy and transparent
A co-operative you can rely on — safe, transparent banking and friendly service from people who know you.
About the BankQuick, local decisions
Fast loan processing, attractive deposit schemes and competitive rates — decided here, by people who understand local realities.
Explore Loans“To grow into a co-operative bank that is a symbol of trust and service excellence, ensuring the financial self-reliance of the people.”
Three offices across the malayoram
The hill-edge belt of Kannur, where this bank has served members since 1952.
Head Office — Thondiyil
Thondiyil PO, Peravoor, Kannur – 670673. Air-conditioned building with an ATM & CDM counter on site.
ATM & CDM on siteNedumpoyil Branch
Nedumpoyil PO, Kannur – 670650. 0490 2302910
Poolakkutty Branch
Poolakkutty PO, Kannur – 670650. 0490 2448285
Sat 9.30 am – 2.00 pm · Sun closed
What you may need
Application Forms
Download the forms for SB and deposit accounts, KYC, nomination and loan applications — or collect them at any branch.
Go to DownloadsNews & Notices
Announcements on new deposit schemes, special loan offers, government scheme information, and bank events.
See News & EventsYour trust… our responsibility.
For the financial security of every family and the growth of every dream, we are always with you. Visit us at our Thondiyil, Nedumpoyil or Poolakkutty offices.